Credit Specialist
Electrolux
Morocco
il y a 5j

POSITION DESCRIPTION :

The core function of this role would provide a wide range of credit sales support services.

ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Assists in the financial analysis, credit underwriting and approval process.
  • Identifies cross sell opportunities, prepares credit approval packages, annual reviews, renewals of credit, client credit proposals and coordination of document preparation and closings.
  • Discuss and resolve past due balances
  • Follow up on customer promises
  • Research and resolve customer discrepancies
  • Review orders placed on credit hold for release
  • Work daily follow-up report to ensure consistent contact with the customer on promises of payment and call backs
  • Negotiate and structure payment plans (including education on and promoting of financing)
  • Obtaining and initial review of customer financial statements and credit reports
  • Supplying information to Sales Force for pre-call planning before customer visit..
  • Coordinates credit and loan portfolio administration support such as monitoring past dues, document exceptions, collateral value monitoring, and covenant compliance.
  • POSITION REQUIREMENTS :

  • Bachelor's Degree in Accounting, Finance or Business major preferred
  • 2 years of lending experience with solid commercial or private lending credit knowledge
  • KNOWLEDGE SKILLS & ABILITIES

  • Strong consumer credit knowledge and basic advisory credit knowledge
  • Strong knowledge of traditional bank products and services including deposits, credit cards, mortgages, etc
  • Basic knowledge of all Private Wealth Management products and services
  • Very strong client Service Skills
  • Demonstrated ability to meet aggressive deadlines per client demands and ability to change work schedule to accommodate competing priorities
  • COMPANY DESCRIPTION

    Electrolux shapes living for the better by reinventing taste, care and wellbeing experiences, making life more enjoyable and sustainable for millions of people.

    As a leading global appliance company, we place the consumer at the heart of everything we do. Through our brands, including Electrolux, AEG, Anova, Frigidaire, Westinghouse and Zanussi, we sell more than 60 million household and professional products in more than 150 markets every year.

    In 2017 Electrolux had sales of SEK 122 billion and employed 56,000 people around the world. For more information go to www.electroluxgroup.com.

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